<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Money Talks</title>
	<atom:link href="http://www.moneytalksph.info/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.moneytalksph.info</link>
	<description>Your Money Making Issues Solved</description>
	<lastBuildDate>Fri, 24 May 2013 03:05:37 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.5.1</generator>
		<item>
		<title>Stocktake on New Zealand Population</title>
		<link>http://www.moneytalksph.info/2013/05/stocktake-on-new-zealand-population/</link>
		<comments>http://www.moneytalksph.info/2013/05/stocktake-on-new-zealand-population/#comments</comments>
		<pubDate>Fri, 24 May 2013 03:05:37 +0000</pubDate>
		<dc:creator>Kat Borela</dc:creator>
				<category><![CDATA[Banks and Financial Institutions]]></category>
		<category><![CDATA[Business Ideas]]></category>
		<category><![CDATA[Business Resource]]></category>

		<guid isPermaLink="false">http://www.moneytalksph.info/?p=1933</guid>
		<description><![CDATA[The Disability Stocktake is part of the Program of Official Social Statistics led by Statistics New Zealand. The program intends to present a robust establishment for the progress and evaluation of evidence based social policy through improved capacity of New Zealand’s social well being. One important element of POSS involves investigating the potential for using [...]]]></description>
				<content:encoded><![CDATA[<p style="text-align: justify;">The Disability Stocktake is part of the Program of Official Social Statistics led by Statistics New Zealand. The program intends to present a robust establishment for the progress and evaluation of evidence based social policy through improved capacity of New Zealand’s social well being. One important element of POSS involves investigating the potential for using administrative sources of data to produce official statistics.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">The <a href="http://www.abacusvaluers.co.uk/">Disability Stocktake</a> arose out of a need to gain a better understanding of administrative data on disability. This process will help to identify gaps in accessible records. It will also aid the Office for Disability Issues to supervise the accomplishment of the New Zealand Disability Strategy, and is consistent with intent of ten of the Disability Strategy which is to collect and use relevant data about disabled people and disability issues. In addition to this established program, it is an initial step towards probing the potential statistical uses of administrative data on disability and will also support the redevelopment of the 2011 Disability Survey.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">This testimony describes a selection of significant administrative data of possible significance to those interested in disability in New Zealand. The contents of the dataset are temporarily described, together with the eligibility criteria for inclusion. The eligibility criteria offer an overview at the potential population covered by the dataset.</p>
<p style="text-align: justify;">It is essential to note that the resources identified here were created and are maintained for executive purposes. The data can be collected for or as part of service delivery, an application, membership, regulation or registration. As such, the information is often not collected with regard to official statistics usage. Access to this data can be complex or unattainable, as agencies or databases may not be able to respond to ad hoc requests.</p>
<p style="text-align: justify;"><b> </b></p>
<p style="text-align: justify;">The Disability Stocktake seeks data in administrative datasets about people with disabilities or a record of services to people with a disability. It is limited to electronic data held by government associations. It excludes surveys, paper based arrays and administrative data held by non governmental organizations, including society groups. No appraisal of the eminence or variety of the information held in administrative collections was conducted. The ODI and a Statistics NZ reference group identified organizations likely to hold disability information. This process led to the identification of collections held by Veterans Affairs, Housing New Zealand Corporation, Ministry of</p>
<p style="text-align: justify;">Health, New Zealand Birth Defects Monitoring Program, Ministry of Education, Special Education and the Ministry of Social Development are also integrated.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">In conclusion, the process of this program’s intent is to envisage a thorough analysis of the disability of New Zealand’s population. Stocktakes are likely to be utilized not just on retail and merchandising relevance but in an ample range of procedure that entails audits, inventory, counting and many more. In doing so, the accuracy and proficiency of data being recorded and filed are most likely viable and errors would be avoided especially when dealing with large figures. Further more, it may reduce man powered and unnecessary effort in a given time frame.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">
]]></content:encoded>
			<wfw:commentRss>http://www.moneytalksph.info/2013/05/stocktake-on-new-zealand-population/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Are the Best Benefits You Can Give to Your Employee?</title>
		<link>http://www.moneytalksph.info/2013/05/what-are-the-best-benefits-you-can-give-to-your-employee/</link>
		<comments>http://www.moneytalksph.info/2013/05/what-are-the-best-benefits-you-can-give-to-your-employee/#comments</comments>
		<pubDate>Fri, 24 May 2013 03:04:39 +0000</pubDate>
		<dc:creator>Kat Borela</dc:creator>
				<category><![CDATA[Employee Retention]]></category>
		<category><![CDATA[Employment and Benefits]]></category>
		<category><![CDATA[Internet Resource]]></category>

		<guid isPermaLink="false">http://www.moneytalksph.info/?p=1931</guid>
		<description><![CDATA[As the great author once said, employees are the pillar of the company. All the things that you&#8217;re reaping nowadays won&#8217;t be possible without the hard work and perseverance of the people behind the logo. It&#8217;s just right to give them what is due for them. My dad retired a year ago for some reasons. [...]]]></description>
				<content:encoded><![CDATA[<p style="text-align: justify;">As the great author once said, <em><strong>employees are the pillar of the company</strong></em>. All the things that you&#8217;re reaping nowadays won&#8217;t be possible without the hard work and perseverance of the people behind the logo. It&#8217;s just right to give them what is due for them.</p>
<p style="text-align: justify;">My dad retired a year ago for some reasons. He had been faithfully doing his job for almost half of his life to this car company. He acts as the over-all in charge and being the laid back that he is, the owner is kinda relax as he puts all his tasks and responsibility to my dad. When he asked permission about his plan of early retirement. He was expecting that he can get something as token for the long service. The sad thing, he just packed his thing leaving no penny for his end except of course  for the retirement benefits that he will be getting from his social contributions which he can avail two years from now. As his daughter, i felt bad how this company treats it&#8217;s employees. I don&#8217;t think this firm will lasts until today without my dad&#8217;s excellent performance. Nevertheless, it was a year ago already and things are better off now, but i still believe that giving your staff the right compensation and benefits will surely make a difference.</p>
<p style="text-align: justify;">Here are some good points, id like to suggests:</p>
<p style="text-align: justify;"><strong>1. Two-way Feedback</strong></p>
<p style="text-align: justify;">If you happen to belong to a national company, there are performance appraisal for every employee happening every year and that the salary increase is based on the result of your performance. I believe that if the employee would have the chance to rate too the employer then it&#8217;s a clear instrument to gauge the employer of the proper things to manage the firm. It;s always nice to have a feedback tool, right?</p>
<p style="text-align: justify;"><strong>2. Performance Based Salary</strong></p>
<p style="text-align: justify;">I am just lucky enough that once i belong to a company where salary increase happened every year. Of course, i heard some employees ranting that since they started at the firm they didn&#8217;t received any additional pay, glad that our firm has that employee benefit and merit increase was always the thing.</p>
<p style="text-align: justify;"><strong>3. Employee Benefits</strong></p>
<p style="text-align: justify;">If you want to expect a productive output, give your employee the right benefits. Additional pay for overtime, holidays and other benefits are suly a nice way to inspire and motivates your staff.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.moneytalksph.info/2013/05/what-are-the-best-benefits-you-can-give-to-your-employee/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unwind Yourself Through Numbers</title>
		<link>http://www.moneytalksph.info/2013/05/unwind-yourself-through-numbers/</link>
		<comments>http://www.moneytalksph.info/2013/05/unwind-yourself-through-numbers/#comments</comments>
		<pubDate>Thu, 23 May 2013 03:10:07 +0000</pubDate>
		<dc:creator>Kat Borela</dc:creator>
				<category><![CDATA[Computers and Internet]]></category>
		<category><![CDATA[Easy MOney]]></category>

		<guid isPermaLink="false">http://www.moneytalksph.info/?p=1928</guid>
		<description><![CDATA[It&#8217;s quite hard to deal with a man who is addicted to his vice. I swear no woman wants a husband who is addicted to any kind of casino game but instances like playing at casino to unwind is tolerable. For a man who spend his day in the four corners of the office and [...]]]></description>
				<content:encoded><![CDATA[<p style="text-align: justify;">It&#8217;s quite hard to deal with a man who is addicted to his vice. I swear no woman wants a husband who is addicted to any kind of casino game but instances like playing at casino to unwind is tolerable. For a man who spend his day in the four corners of the office and that sometimes he wants to make his drained mind a little relax, i think going to places like casino halls will entirely unwind himself. Thus, in this age of internet there are more reasons that one as to why you should just skipped going to your favorite casino halls and instead open your desktop and avail of online casino games.</p>
<p style="text-align: justify;">Why would you prefer the online thingy over the traditional gaming? Of course, the fun and excitement over peers shouting and the live music at such halls will be missed but then when you thoroughly check and compare the pay-outs of online gaming than on traditional casino playing. You will be surprise and amaze how they gave a lucrative jackpot. Another advantage of playing your thing online is the fact that you can research for tips and techniques. I knew few online resources that are of great inputs in as much as your goal of winning your opponent in casino gaming. The rules are clear and players are guided properly. The support and customer rep is very visible too. I remember subscribing and joining online poker and just after my sign up, a customer rep called up to guide and assists me of the rules. It was quite overwhelming as i can personally get i touch with someone who is an experts and know everything about such game. Of course, i can&#8217;t deny the fact that playing casino online allows the player to analyze and she/has more time to decide and analyze his move and bet. Well, the convenience is also one of things to enjoy, right?</p>
<p style="text-align: justify;">Who among here have played <a href="http://casinos-australia.net/online-pokies">online pokies</a>? Im sure most of you did. So how do you find playing online games at your roof? How is it compared at casino halls? I&#8217;m sure you can distinguish best, agree?</p>
]]></content:encoded>
			<wfw:commentRss>http://www.moneytalksph.info/2013/05/unwind-yourself-through-numbers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are the Blooming Business Today?</title>
		<link>http://www.moneytalksph.info/2013/05/what-are-the-blooming-business-today/</link>
		<comments>http://www.moneytalksph.info/2013/05/what-are-the-blooming-business-today/#comments</comments>
		<pubDate>Thu, 23 May 2013 02:43:03 +0000</pubDate>
		<dc:creator>Kat Borela</dc:creator>
				<category><![CDATA[Business Ideas]]></category>
		<category><![CDATA[Business Resource]]></category>
		<category><![CDATA[Investment Guide]]></category>
		<category><![CDATA[money talks]]></category>

		<guid isPermaLink="false">http://www.moneytalksph.info/?p=1926</guid>
		<description><![CDATA[Yesterday was a great day for me and my friend. We had a great time catching up and in one of our conversations, she happened to mention about her plan of getting into a business venture. I doubt if she can decides immediately as i know she has lots of things to consider before coming [...]]]></description>
				<content:encoded><![CDATA[<p style="text-align: justify;">Yesterday was a great day for me and my friend. We had a great time catching up and in one of our conversations, she happened to mention about her plan of getting into a business venture. I doubt if she can decides immediately as i know she has lots of things to consider before coming up with a good business venture. I have few in mind to suggest and here are those:</p>
<p style="text-align: center;"><img class="aligncenter" alt="" src="http://domingo-law.com/wp-content/uploads/2012/10/franchising.jpg" width="324" height="196" /></p>
<p><strong>1. Food Cart Franchise</strong></p>
<p>If you happened to be extra vigilant, you can notice a lot of rolling cart business at the malls. You can see waffles, fresh drinks, potato fries and other food cart business that at least i can see are really feasible to start with. In the country, you can check out company that exclusively offers food cart business.</p>
<p><strong>2. Salon and Spa</strong></p>
<p>I am keen in visiting salon for hair treatment and nail pampering. I noticed this kind of business has an average start up capital. In fact, if you knew yourself the basic on hair pampering then it&#8217;s a nice resource to start of this kind of business. There are online resource that offers products and equipment for salon needs so might just take advantage of that.</p>
<p><strong>3. Transportation Business</strong></p>
<p>One of the business venture you can partake nowadays is transportation business. You can transform your vehicle into a school service or make it a for rent service. In that case, you can get part time income in just allowing your vehicle to take an extra time servicing.</p>
<p><strong>3. Online Business</strong></p>
<p>I think i can attest that online business is getting way too familiar. Some of my friends managed to get an online store, online servicing hub and tutoring company. The advantage of having it online is the fact that you no longer will get an office space and the like. Why don&#8217;t you try it for a start up?</p>
<p>Well, there are really a lot of business opportunity to partake but the most important thing to consider first and foremost of your ability to manage whatever endeavor you do. Proper control and management are essential</p>
]]></content:encoded>
			<wfw:commentRss>http://www.moneytalksph.info/2013/05/what-are-the-blooming-business-today/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Vast of Affordable Gift Ideas</title>
		<link>http://www.moneytalksph.info/2013/05/a-vast-of-affordable-gift-ideas/</link>
		<comments>http://www.moneytalksph.info/2013/05/a-vast-of-affordable-gift-ideas/#comments</comments>
		<pubDate>Tue, 21 May 2013 03:26:59 +0000</pubDate>
		<dc:creator>Kat Borela</dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Shopping Tips]]></category>

		<guid isPermaLink="false">http://www.moneytalksph.info/?p=1924</guid>
		<description><![CDATA[When choosing a gift for someone, what are your considerations? I remember the birthday of my partner last year. I really had hard time getting something for him as he doesn&#8217;t want anything as a gift. He doesn&#8217;t love the idea that i will be spending for him. Of course, i understand his point but [...]]]></description>
				<content:encoded><![CDATA[<p style="text-align: justify;">When choosing a gift for someone, what are your considerations? I remember the birthday of my partner last year. I really had hard time getting something for him as he doesn&#8217;t want anything as a gift. He doesn&#8217;t love the idea that i will be spending for him. Of course, i understand his point but as a lover i more want my partner to feel spoiled and pampered like what he always do to me but then he has different perspective in terms of gift giving and oftentimes he is more practical especially if it involves him.</p>
<p style="text-align: justify;">As we are in a long distance relationship, the hassles of finding a right company that will deliver my gift is one of the many reasons why it&#8217;s not easy to get whatever you desire to give. Well, if only he lives at the next corner then i think i can get anything i want to like personalized mugs, cupcakes or even stuff that he can use at work. Well, id like to stop ranting about that inconvenience instead i am open minded with the possibility that this age of internet makes things possible. For instance, if you want to deliver fresh flowers, bears or any kind of gift ideas to someone then it&#8217;s best to visit Botanica Fleuriste. I swear they have great listing of bouquet flowers and even fruit and gourmet baskets. The next thing i did was to check their prices and i was amazed that they offer lowest price for every gift type. I&#8217;m sure lovers who lives in the other pole would love to visit this online resource. So, for your hubby&#8217;s needs for <a href="http://www.botanicadirect.com/en/events/christmas/index.html">Christmas Flowers</a> next holiday then don&#8217;t forget to share your latest find.</p>
<p><img class="aligncenter" alt="" src="http://www.clicshop.com/Stores/botanica/Files/banner_your_wedding.jpg" /></p>
<p>They also accept international deliveries so for your flower or gift needs in the future, do bookmark the page.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.moneytalksph.info/2013/05/a-vast-of-affordable-gift-ideas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Base Working Opportunity</title>
		<link>http://www.moneytalksph.info/2013/05/home-base-working-opportunity/</link>
		<comments>http://www.moneytalksph.info/2013/05/home-base-working-opportunity/#comments</comments>
		<pubDate>Tue, 21 May 2013 03:14:18 +0000</pubDate>
		<dc:creator>Kat Borela</dc:creator>
				<category><![CDATA[Business Ideas]]></category>
		<category><![CDATA[Getting a Job]]></category>
		<category><![CDATA[internet marketing]]></category>
		<category><![CDATA[Internet Resource]]></category>

		<guid isPermaLink="false">http://www.moneytalksph.info/?p=1922</guid>
		<description><![CDATA[A lot of my friends resort to freelancing already and so far they are enjoying their present craft. In fact, the other day &#8211; i had a chance to talk to one of my classmates who is into virtual assistant jobs. She said she is enjoying the freedom of no superior. she loves it as [...]]]></description>
				<content:encoded><![CDATA[<p style="text-align: justify;">A lot of my friends resort to freelancing already and so far they are enjoying their present craft. In fact, the other day &#8211; i had a chance to talk to one of my classmates who is into virtual assistant jobs. She said she is enjoying the freedom of no superior. she loves it as she has flexible time and of course the pay is worth all the sweat. Though, she takes her job at a night shift, it&#8217;s far more convenient than staying late at an office ambiance. I swear, if you work as an agent and you have to deal with shouting customers. It just makes the day worst. In any case, i kinda appreciate the evolving work reality and that technical skilled people are more innovative yet productive now.</p>
<p style="text-align: center;"><img class="aligncenter" alt="" src="https://fbcdn-sphotos-h-a.akamaihd.net/hphotos-ak-prn2/970769_155816747934506_1466968826_n.jpg" width="369" height="288" /></p>
]]></content:encoded>
			<wfw:commentRss>http://www.moneytalksph.info/2013/05/home-base-working-opportunity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tiles that Suits Your Budget</title>
		<link>http://www.moneytalksph.info/2013/05/tiles-that-suits-your-budget/</link>
		<comments>http://www.moneytalksph.info/2013/05/tiles-that-suits-your-budget/#comments</comments>
		<pubDate>Sun, 19 May 2013 07:57:20 +0000</pubDate>
		<dc:creator>Kat Borela</dc:creator>
				<category><![CDATA[Business Resource]]></category>
		<category><![CDATA[Home Financing]]></category>

		<guid isPermaLink="false">http://www.moneytalksph.info/?p=1920</guid>
		<description><![CDATA[When planning for home renovation, you have to consider few important options. I remember passing by an unfinished house somewhere and that i heard that it was not fully realized since the owner was already short of budget. It&#8217;s quite not good to see an unfinished house since rough edges are still visible. Yes, its [...]]]></description>
				<content:encoded><![CDATA[<p style="text-align: justify;">When planning for home renovation, you have to consider few important options. I remember passing by an unfinished house somewhere and that i heard that it was not fully realized since the owner was already short of budget. It&#8217;s quite not good to see an unfinished house since rough edges are still visible. Yes, its nice to take a glimpse at a roof complete with paintings and of course fully realized.</p>
<p style="text-align: justify;">The budget for the construction of your own place has a big say in terms of planning and deciding for the materials to get. Don&#8217;t opt to get a high end kitchen materials when you know you can&#8217;t afford to balance all other house materials. All I&#8217;m saying, its best to talk to the right people regarding the right materials and of course doing the budget is appropriate before a house construction is done. Part of the things you will consider is your flooring options, i knew you have a plethora of choices like getting hardwood, vinyl or tile flooring. Each of the materials compliments your home theme and aside from considering what&#8217;s best for your roof in the aspect of interior design, you have to set aside another thought &#8211; which is your finances. Can you really afford if you choose this material? It&#8217;s best to check out first how much it will costs you and of course consider the design and color appropriate for your home.</p>
<p style="text-align: justify;">Tiling your floor is indeed a perfect option. Not only it gives you elegant and sophisticated look but at the same time it lessen you household work since you just need to wipe and little rinsing unlike if your floor is bare cement which is way too meticulous in terms of cleaning. If you need the right input about tile flooring then <a href="http://www.guhdeflooringamerica.com/tile-flooring">click here</a> and get to know detailed facts and expert opinion about such flooring type.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.moneytalksph.info/2013/05/tiles-that-suits-your-budget/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Do You Need a MasterCard?</title>
		<link>http://www.moneytalksph.info/2013/05/why-do-you-need-a-mastercard/</link>
		<comments>http://www.moneytalksph.info/2013/05/why-do-you-need-a-mastercard/#comments</comments>
		<pubDate>Sun, 19 May 2013 07:40:14 +0000</pubDate>
		<dc:creator>Kat Borela</dc:creator>
				<category><![CDATA[Business and Economy]]></category>
		<category><![CDATA[Business Solutions]]></category>
		<category><![CDATA[money talks]]></category>
		<category><![CDATA[Payment Options]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.moneytalksph.info/?p=1918</guid>
		<description><![CDATA[Just this month, my new MasterCard was delivered at my doorsteps. Yes, i was overwhelmed since the new card is accredited internationally and that i would have an easier booking for flights and address international payments hassles before. I am currently using a VISA card courtesy of my local bank which is attached to my [...]]]></description>
				<content:encoded><![CDATA[<p style="text-align: justify;">Just this month, my new MasterCard was delivered at my doorsteps. Yes, i was overwhelmed since the new card is accredited internationally and that i would have an easier booking for flights and address international payments hassles before. I am currently using a VISA card courtesy of my local bank which is attached to my online account. Thus, my new bank and my new option is making me smile from ear to ear. Of course, i don&#8217;t want to feel overwhelmed first since i knew there is a corresponding terms and conditions attached. Hence, we can&#8217;t deny the fact that having a MasteCard is way too convenient, right?</p>
<p><img class="aligncenter" alt="" src="http://www.mastercard.com/corporate/_assets/img/products/AboutUs_WhoWeAre.jpg" /></p>
<p>&nbsp;</p>
<p>For those who are not familiar with MasterCard, here&#8217;s a brief overview of the company:</p>
<p><em><strong>MasterCard is a technology company and payments industry leader. For more than four decades, we have been a driving force at the heart of commerce, making the global economy safer, more efficient, more inclusive and more transparent for all. </strong></em></p>
<p><em><strong>Consumers, merchants, business partners and governments in markets around the world have reaped the benefits of our innovative products and solutions which, simply put, are designed to make life easier.</strong></em></p>
<p>&nbsp;</p>
<p>Payments Products and Solutions:</p>
<p style="text-align: justify;"><em><strong>MasterCard is leading the way with payment products and solutions that provide issuers, merchants and corporations with better choices and channels to grow their businesses.</strong></em></p>
<div>
<p style="text-align: justify;"><em><strong> For more than 40 years, MasterCard has been advancing the way consumer and business cardholders around the world shop, dine, travel and manage their money, enabling transactions that drive global commerce and improve peoples’ lives.</strong></em></p>
<p style="text-align: justify;"><em><strong>MasterCard payment products and solutions offer comprehensive card programs that feature state-of-the-art security and convenience. Our wide variety of customized card types include credit, debit, prepaid, commercial, chip and contactless. With innovative loyalty and reward solutions and comprehensive cardholder benefits and services, MasterCard card products provide financial institutions, merchants, and businesses with inventive ways to decrease costs and increase customer satisfaction.</strong></em></p>
<p style="text-align: justify;">Credit: MasterCard Worldwide</p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://www.moneytalksph.info/2013/05/why-do-you-need-a-mastercard/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips on Handling Finances When It Comes To Marriage</title>
		<link>http://www.moneytalksph.info/2013/05/tips-on-handling-finances-when-it-comes-to-marriage/</link>
		<comments>http://www.moneytalksph.info/2013/05/tips-on-handling-finances-when-it-comes-to-marriage/#comments</comments>
		<pubDate>Sat, 18 May 2013 02:50:11 +0000</pubDate>
		<dc:creator>Kat Borela</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Internet Resource]]></category>

		<guid isPermaLink="false">http://www.moneytalksph.info/?p=1912</guid>
		<description><![CDATA[Marriage is a lifelong institution that comes with many challenges, especially when it comes to financial matters. Finances have been rated among the top most reasons that lead to divorce in both the western and the developing worlds. It is important that before you agree to spend the rest of your life with someone, you [...]]]></description>
				<content:encoded><![CDATA[<p>Marriage is a lifelong institution that comes with many challenges, especially when it comes to financial matters. Finances have been rated among the top most reasons that lead to divorce in both the western and the developing worlds. It is important that before you agree to spend the rest of your life with someone, you discuss key issues concerning your finances.</p>
<p>This usually involves you knowing your spouse’s salary, knowing the long-term dreams and plans and knowing how to distribute your finances to fit all your needs in the short and long-term goals. With this is mind it is therefore easy to plan your financial life together. Some of the things to consider are:</p>
<p style="text-align: center;"><a href="http://www.moneytalksph.info/wp-content/uploads/2013/05/untitled.bmp"><img class="aligncenter  wp-image-1913" alt="untitled" src="http://www.moneytalksph.info/wp-content/uploads/2013/05/untitled.bmp" width="360" height="186" /></a><b>             </b></p>
<p><b>             1.      </b><b>Decide on which type of bank account to open</b></p>
<p>Many couples are usually caught up in deciding which bank accounts to open, should you use separate accounts, should you have a joint account or both? The couple should discuss this before getting married. Having agreed on which account to keep, this should not change once you get married, unless you discuss and agree on it and this will reduce the conflicts in your marriage. This also helps in distributing your bills.</p>
<p><b>            2.      </b><b>Have an emergency account</b></p>
<p>Planning for emergencies or the unexpected is useful in handling the marital finances. This may include having health covers, house insurance or car insurance. It is important to agree how much you will be paying to these covers per month and how to handle the losses should any misfortune occur.</p>
<p><b>            3.      </b><b>Make a budget</b></p>
<p>It is important to make a budget not only in your banks or investments but also in the house. Coming up with a monthly budget in the family and house needs can be a great way of handling your finances and this will enhance your marriage life. If you have even more expenses <b>from car loan applications </b>and other types of loans, make sure, they are included in the budget or just consider too <a href="http://www.autodrive1.com/credit.shtml"><b>lower your monthly car payments</b></a>. When you decide on a certain amount, then the couple should work with that amount effectively.</p>
<p><b>           4.      </b><b>Communication</b></p>
<p>Talking about finances is something that proves hard with many couples. After learning what the other person earns, it is important to let your spouse know if you are comfortable with it. Men, if your wife is earning more than you are, talk to her and express your worries if you are not comfortable with it. Again, if one of you has loans or debts that they are coming with to the marriage, it is important to talk about it, and their modes of payment.</p>
<p><b>          5.      </b><b>Work together</b></p>
<p>Once you talk with your partner about how you will handle your finances, collaborate and work together to make it work. Discuss what kind of spenders you are. If one of you is a spendthrift, and the other is a miser, work together and know how to improve or cut on your expenses. Do not leave the entire burden to one person.</p>
<p><b>         6.      </b><b>Review your decisions</b></p>
<p>It is advisable to regularly review your financial obligations and see if you are spending as planned or if there are costs that you need to cut or invest more elsewhere.</p>
<p><b>         7.      </b><b>Modes of payments</b></p>
<p>Talk and agree on what mode of payment works for you. If you will be using cash or credit cards and stick to that. Review if this still works for you after a while and see if to continue with it.</p>
<p><b>        8.      </b><b>Get a counselor or mediator</b></p>
<p>This will come in handy in advising you on how to spend. This may be quite useful for a young couple who have just gotten into or are planning to marry soon. Getting advice from the elder couples will help you in deciding what to do.</p>
<p>Finances in marriage do not have to be a constant source of conflict and fights. Once you employ these tips then your marriage life will be fun as it was meant to be and the both of you will live a satisfying life together.</p>
<p><b>Author bio:</b></p>
<p>Angela writes about finances from many different angles. She is educated in the finance field and has the ability to give you advice on how to lower your monthly car payments, which accrue from car loan applications or any other loan applications.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
			<wfw:commentRss>http://www.moneytalksph.info/2013/05/tips-on-handling-finances-when-it-comes-to-marriage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Edge of Mobile Marketing</title>
		<link>http://www.moneytalksph.info/2013/05/the-edge-of-mobile-marketing/</link>
		<comments>http://www.moneytalksph.info/2013/05/the-edge-of-mobile-marketing/#comments</comments>
		<pubDate>Sat, 18 May 2013 02:34:30 +0000</pubDate>
		<dc:creator>Kat Borela</dc:creator>
				<category><![CDATA[Business Ideas]]></category>
		<category><![CDATA[Business Marketing and Advertising]]></category>
		<category><![CDATA[Business Resource]]></category>

		<guid isPermaLink="false">http://www.moneytalksph.info/?p=1910</guid>
		<description><![CDATA[The other day i received an sms message about the clearance sale happening at the prestige online shopping hub. Honestly, i was curious to check the items and thankful that i received such notification. It&#8217;s the first time i received such kind of marketing apart from the usual sms message from my wireless provider. I [...]]]></description>
				<content:encoded><![CDATA[<p style="text-align: justify;">The other day i received an sms message about the clearance sale happening at the prestige online shopping hub. Honestly, i was curious to check the items and thankful that i received such notification. It&#8217;s the first time i received such kind of marketing apart from the usual sms message from my wireless provider. I couldn&#8217;t help but be amazed how this company is aggressive and updated in terms of penetrating new pie on the market thus availing of modern way of marketing.</p>
<p style="text-align: justify;">I wouldnt say i am a web savvy but for quite sometime that ive been doing some jobs on the net, i kinda appreciate the way internet gives an easier and more technological way of life. This new innovation in advertising will surely drives a new market for ever business owner.</p>
<div class="wp-caption aligncenter" style="width: 432px"><img alt="" src="http://ibytedigital.com/wp-content/uploads/2010/09/Screen-Shot-2012-12-04-at-9.01.29-AM.png" width="422" height="325" /><p class="wp-caption-text">Photo Courtesy of Ibyte Solutions</p></div>
<p>&nbsp;</p>
<p>So, for a brief overview, wiki defines..</p>
<p style="text-align: justify;"><b>Mobile marketing</b> is marketing on or with a mobile device, such as a cell phone. Mobile marketing can also be defined as “the use of the mobile medium as a means of marketing communication”,<sup id="cite_ref-1"><a href="http://en.wikipedia.org/wiki/Mobile_marketing#cite_note-1">[1]</a></sup> the “distribution of any kind of promotional or advertising messages to customer through wireless networks”. More specific definition is the following: “using interactive wireless media to provide customers with time and location sensitive, personalized information that promotes goods, services and ideas, thereby generating value for all stakeholders&#8221;.<sup id="cite_ref-2"><a href="http://en.wikipedia.org/wiki/Mobile_marketing#cite_note-2">[2]</a></sup></p>
<p style="text-align: justify;">There countless benefits when you avail of mobile way of advertisement and as a consumer and a mobile owner, i am convinced in a productive end through this kind of medium. As for your website, it&#8217;s also essential that you make it mobile friendly and ill be showing you some tips on my next post.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.moneytalksph.info/2013/05/the-edge-of-mobile-marketing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
